5000+ Computer Science Projects | Degree | Diploma | MCA | BCA

Why Choose This Project?

Traditional microfinance systems are often centralized, slow, and limited in transparency, making it difficult for borrowers to access funds fairly. This blockchain-based microfinance platform enables peer-to-peer lending and borrowing with transparent loan terms, automated repayments, and trustless smart contracts, ensuring secure and fair microloans for underserved communities.

What You Get

Complete Source Code (Frontend + Backend + Smart Contracts)
Fully Working Borrower, Lender & Admin Panels
Mobile & Desktop Responsive UI
Wallet-Based Login & Authentication (MetaMask or Web3 wallets)
Loan Application, Approval & Repayment Management
Smart Contract Integration for Automatic Loan Disbursement & Repayment
Full Documentation & Setup Instructions
Ready for Real-World Deployment or Resale

Built With Latest Tech Stack

Layer	Technologies Used
Frontend	HTML5, CSS3, Bootstrap 5, JavaScript, React.js / Web3.js
Backend	Node.js (Express.js) / Java Spring Boot / Python Flask (optional)
Blockchain	Solidity, Ethereum / Polygon / Binance Smart Chain (Testnet/Mainnet), Hardhat / Truffle
Wallet	MetaMask / WalletConnect Integration
Storage	IPFS / Off-chain storage for loan agreements and metadata
Database	MongoDB / MySQL (for users, loans, repayments, and transaction logs)
Security	Role-based access, encrypted data, input validation

Features That Make It Market-Ready

Decentralized Lending & Borrowing – P2P loans managed via smart contracts
Wallet-Based Authentication – Secure login via MetaMask or WalletConnect
Immutable Loan Records – All loan applications, approvals, and repayments stored on blockchain
Borrower, Lender & Admin Dashboards – Monitor loans, repayment status, and transaction history
Automated Loan Disbursement & Repayment – Smart contracts enforce repayment schedules and release funds
Transparent Interest & Terms – Loan terms are stored immutably and verifiable on-chain
Scalable Architecture – Supports multiple borrowers, lenders, and loan types
Audit & Transparency Ready – Blockchain records provide verifiable, tamper-proof loan history

Working Flow

User Connects Wallet / Logs In
→ Login as Borrower, Lender, or Admin via MetaMask
Loan Application & Approval
→ Borrower applies for a loan with required details
→ Smart contract validates and stores the loan request
→ Lender reviews and approves the loan
Loan Disbursement
→ Upon approval, smart contract releases funds to borrower’s wallet
→ Transaction recorded on blockchain
Repayment Management
→ Borrower repays according to schedule
→ Smart contract automatically enforces repayment and updates ledger
Dashboard Updates
→ Borrowers and lenders monitor active loans, repayments, and balances
→ Admin oversees all transactions and platform activity
Audit & Transparency
→ All loan applications, approvals, disbursements, and repayments are immutable and verifiable